Terms and Conditions

## 1. Introduction
Welcome to GEM group, your comprehensive solution for real estate investment services. These Terms and Conditions ("Terms") are a binding agreement between you and GEM group. By using this website and engaging with our services, you confirm your understanding and acceptance of these Terms. It is imperative that you carefully read and understand these Terms before proceeding. If you do not agree with any part of these Terms, you are prohibited from accessing the website or using our services.

GEM group reserves the sole right to revise, amend, or modify these Terms at any time and without prior notice. Any changes made to these Terms will be effective immediately upon posting to this page. It is your responsibility to periodically review this page to ensure that you remain in compliance. Continued use of our website or services constitutes your acceptance of any and all modifications.

## 2. Company Overview and Mission
GEM group is a professional real estate investment firm legally registered and headquartered in Georgia. Our mission is to empower businesses and individuals to achieve their financial goals through strategic real estate investments. We offer a wide array of services designed to assist our clients in identifying, acquiring, managing, and profiting from real estate opportunities.

### Scope of Services:
1. **Consultation:** Professional advice tailored to individual and corporate investment needs.
2. **Property Sourcing:** Identification of lucrative real estate opportunities within Georgia.
3. **Portfolio Management:** Comprehensive support for managing real estate investments.
4. **Market Analysis:** Detailed reports and insights into the real estate market.

We are committed to maintaining the highest standards of transparency, professionalism, and ethical practices.

## 3. Acceptance of Terms
By accessing this website or using our services, you represent and warrant that you are at least 18 years of age, have the legal capacity to enter into contracts, and are not prohibited from accessing this website under applicable laws.

You agree to use this website solely for lawful purposes and in a manner consistent with these Terms. Unauthorized use of the website or services, including but not limited to the misuse of any content, intellectual property, or trademarks, is strictly prohibited.

## 4. Use of Content and Intellectual Property Rights
The website and all content, including but not limited to text, graphics, images, videos, logos, software, and trademarks, are the exclusive property of GEM group or its licensors. The content is protected under applicable intellectual property laws, including copyright and trademark laws.

You are prohibited from:
- Reproducing, duplicating, or copying any content from this website for commercial purposes without explicit written consent from GEM group.
- Modifying or redistributing content in any form without proper authorization.
- Using any GEM group logos, trademarks, or branding for any purpose without written approval.

GEM group reserves the right to take legal action against unauthorized use of its intellectual property.

## 5. Collection and Use of User Data
We are committed to protecting your privacy and ensuring the security of your personal information. GEM group collects the following data for service provision and communication purposes:
- Full name: Used for identification and personalization.
- Email address: Used for correspondence and updates.
- Phone number: Used for direct communication and service coordination.

Your data will not be shared, sold, or disclosed to third parties except as required by law. By submitting your data, you consent to its use for the purposes outlined in these Terms.

### Data Security:
All user data is stored securely using industry-standard encryption and security protocols. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute data security.

## 6. Payment Terms and Refund Policy
GEM group accepts various payment methods, including but not limited to:
- Major credit and debit cards
- PayPal
- Bank wire transfers
- Alternative payment methods as specified on the website

### Refund Policy:
All sales and service agreements are final. GEM group does not offer refunds or cancellations once a payment has been processed. Users are advised to thoroughly review service terms and payment details before proceeding.

## 7. Service-Specific Terms
All services provided by GEM group are subject to specific terms, conditions, and limitations as outlined in individual agreements. GEM group reserves the right to modify or discontinue any service at its discretion. Users will be notified of any material changes to service availability.

## 8. Limitation of Liability
GEM group strives to provide accurate, reliable, and up-to-date information on its website and through its services. However, we do not warrant or guarantee the following:
- That the website will be uninterrupted, secure, or free from errors.
- That the content on the website is complete, accurate, or reliable.
- That any advice, information, or services obtained through the website will meet your expectations.

GEM group is not liable for any damages, including direct, indirect, incidental, or consequential damages arising from the use of or inability to use the website or services.

## 9. Dispute Resolution Process
In the event of a dispute, GEM group encourages users to contact us directly to resolve the matter amicably. Disputes that cannot be resolved through negotiation may be subject to alternative dispute resolution methods, as mutually agreed upon by both parties.

## 10. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of Georgia. All disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Georgia.

## 11. Updates and Amendments
GEM group reserves the right to update or amend these Terms at its sole discretion. Any changes will be posted on this page, and users are advised to review the Terms regularly.

## 12. Contact Information
For inquiries, clarifications, or concerns regarding these Terms, please contact GEM group directly through the contact details provided on the website.

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Date of Last Update: November 26, 2024

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